Rev. 02/2018
FACTS
What does Torrance Community Federal Credit Union (Torrance CFCU)
do with your personal information?
do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and Income
- Account balance and Credit history
- Transaction history and Checking account information
How?
All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Torrance CFCU chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Torrance CFCU share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes— to offer our products and services to you |
Yes | Yes |
| For joint marketing with other financial companies | Yes | Yes |
| For our affiliates' everyday business purposes— information about your transactions and experiences |
No | No |
| For our affiliates' everyday business purposes— information about your creditworthiness |
No | No |
| For our affiliates to market to you | No | No |
| For nonaffiliates to market to you | No | No |
To limit
our sharing
our sharing
Please note:
If you are a new customer, we can begin sharing your information 0 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions?
Call 866-618-9111 or go to https://www.torranceccu.org
Mail-in Form
| Mark any/all you want to limit: __For 3rd Party Marketing Such as TruStage Insurance (A D & D, Home, Auto, Life or Health) __For Torrance CFCU Marketing |
|
| Name | |
|---|---|
| Address | |
| City, State, Zip | |
| Account # | |
| Mail To: | Torrance Community Federal Credit Union ATTN: Marketing Department 1511 Cravens, Avenue, Torrance CA 90501 |
Who we are
| Who is providing this notice? | Torrance Community Federal Credit Union (Torrance CFCU) |
|---|
What we do
| How does Torrance CFCU protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to your non-public information to appropriate employees and maintain physical and electronic procedural safeguards. |
|---|---|
| How does Torrance CFCU collect my personal information? | We collect your personal information, for example, when you:
|
| Why can't I limit all sharing? | Federal law gives you the right to limit only:
|
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on the account. We do not market to joint account holders. |
Definitions
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. • We do not have any affiliates. |
|---|---|
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. • We do not have any nonaffiliates To stop all pre-approved credit offers call 1-888-567-8688 |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • CUNA Mutual Insurance Products Including A D & D, Life, Home, Auto and Health. |
For California members: we will not share personal information about our members or our former members with non-affiliates, or 3rd party vendors, except as permitted by law.