Life doesn't always follow a budget. Whether you're covering a vacation, unexpected car repairs, tuition, or any other personal expense, TCCU offers competitive personal loan rates with flexible terms — plus secured loan options and a Freedom Line of Credit for when you want funds available on your schedule.
Apply Online NowPersonal Loan Rates
| Loan Type | APR as low as* | Term |
|---|---|---|
| Personal Loan | 8.25% | Up to 60 months |
| Share-Secured Loan | 2.83% | Up to 84 months |
| Certified-Secured Loan | 3.0% above certificate rate | Up to 84 months |
| Freedom Line of Credit | 11.50% |
*APR = Annual Percentage Rate. Includes a .25% discount for Direct Deposit from a payroll entity, combined with auto pay from a TCCU account. All loans are subject to approval. Rates, terms, and conditions are subject to change. Auto loan rates vary depending on your overall qualifications, credit, collateral, and requested terms. Additional discounts are available.