Rates and terms applicable to your TCCU accounts. Rates and terms applicable to your TCCU accounts. This schedule is part of your account agreement
Rates are accurate as of April 1, 2026.
New & Used Auto Loans
| Model Years | Term | APR* as low as |
|---|
| 2016 or Newer |
Up to 96 months |
4.49% |
Personal Loans
| Loan Type | APR as low as* | Term |
|---|
| Personal Loan |
8.25% |
Up to 60 months |
| Share-Secured Loan |
2.83% |
Up to 84 months |
| Certified-Secured Loan |
3.0% above certificate rate |
Up to 84 months |
| Freedom Line of Credit |
11.50% |
|
Mastercard
| Credit Card | APR as low as* | Notes |
|---|
| Mastercard Platinum & ScoreCard Platinum |
11.90% |
Minimum loan amount $300 |
| Credit Card | APR as low as* | Notes |
|---|
| Mastercard & ScoreCard Platinum Preferred |
8.90% |
Minimum loan amount $15,000 |
| Indie Money Teen Mastercard |
18.00% |
Unless qualifying rate is lower |
RV & Motorhome
| Loan Type | Term | APR as low as* |
|---|
| New Boat |
Up to 144 Months |
7.49% |
| Used Boat |
Up to 84 Months |
9.60% |
| New RV |
Up to 144 Months |
7.49% |
| Used RV |
Up to 84 Months |
9.60% |
Home Equity Line of Credit
| Model Years | Term | APR* as low as |
|---|
| 2016 or Newer |
Up to 96 months |
4.49% |
*APR = Annual Percentage Rate. Includes a .25% discount for Direct Deposit from a payroll entity, combined with auto pay from a TCCU account. All loans are subject to approval. Rates, terms, and conditions are subject to change. Auto loan rates vary depending on your overall qualifications, credit, collateral, and requested terms. Additional discounts are available.
