Routing # 322283152 |

Accounts for All Ages

TCCU Is Proud To Announce “My First Nest Egg”

My First Nest Egg is an award-winning digital financial education system for kids, ages 3–13 that provides free resources to its members. This program empowers families to instill healthy financial habits through a fun and educational platform.

  • A digital piggy bank for easy savings
  • Financial lessons and quizzes based on national standards
  • Fun chore and allowance games

Exclusive Offer:

FREE subscription courtesy of Torrance Community Credit Union ($40/year value). Use code MyTCCU$.

Access My First Nest Egg

Young Adults

Eighteen to Twenty-Somethings

If you're just starting out, you'll need tools like checking and savings accounts, plus a debit card. We offer checking accounts with no monthly fee.

Looking to build credit? Our team can guide you through the process and help you understand how to manage it responsibly.

Whether you're starting college, launching a career, or planning your next step, we have resources to support you.

What Are Your Financial Goals?

Setting financial goals helps you achieve important milestones like travel, education, or long-term savings.

Visit Balance to Read More

Claim Your Youth

Twelve to Seventeen-year-olds

For students 12+, TCCU offers programs to teach financial skills including budgeting, employment, and college preparation.

  • Savings account with $5 minimum deposit
  • Teen and Kids CDs
  • Quarterly statements
  • Newsletters

Membership is free with a $5 opening deposit. Members can remain with the credit union for life.

Kids Club Accounts

Start teaching your children about saving early with our Kids and Teen Club Certificates.

CDsAPR*APY**Minimum Deposit
6-month Kids Club 3.06% 3.10% $250
6-month Teen Club 3.06% 3.10% $250

*APR = Annual Percentage Rate. APY=Annual Percentage Yield.

Indie Money Teen Account

Designed for 16–17 year olds ready to build financial independence with real-world financial tools.

  • Savings account
  • Checking and Visa debit card
  • Credit card options
  • Auto and personal loans

Accounts include parental oversight and require income for loan eligibility.

Parent Consent Form