Accounts for All Ages
TCCU Is Proud To Announce “My First Nest Egg”
My First Nest Egg is an award-winning digital financial education system for kids, ages 3–13 that provides free resources to its members. This program empowers families to instill healthy financial habits through a fun and educational platform.
- A digital piggy bank for easy savings
- Financial lessons and quizzes based on national standards
- Fun chore and allowance games
Exclusive Offer:
FREE subscription courtesy of Torrance Community Credit Union ($40/year value). Use code MyTCCU$.
Access My First Nest EggYoung Adults
Eighteen to Twenty-Somethings
If you're just starting out, you'll need tools like checking and savings accounts, plus a debit card. We offer checking accounts with no monthly fee.
Looking to build credit? Our team can guide you through the process and help you understand how to manage it responsibly.
Whether you're starting college, launching a career, or planning your next step, we have resources to support you.
What Are Your Financial Goals?
Setting financial goals helps you achieve important milestones like travel, education, or long-term savings.
Visit Balance to Read MoreClaim Your Youth
Twelve to Seventeen-year-olds
For students 12+, TCCU offers programs to teach financial skills including budgeting, employment, and college preparation.
- Savings account with $5 minimum deposit
- Teen and Kids CDs
- Quarterly statements
- Newsletters
Membership is free with a $5 opening deposit. Members can remain with the credit union for life.
Kids Club Accounts
Start teaching your children about saving early with our Kids and Teen Club Certificates.
| CDs | APR* | APY** | Minimum Deposit |
|---|---|---|---|
| 6-month Kids Club | 3.06% | 3.10% | $250 |
| 6-month Teen Club | 3.06% | 3.10% | $250 |
*APR = Annual Percentage Rate. APY=Annual Percentage Yield.
Indie Money Teen Account
Designed for 16–17 year olds ready to build financial independence with real-world financial tools.
- Savings account
- Checking and Visa debit card
- Credit card options
- Auto and personal loans
Accounts include parental oversight and require income for loan eligibility.
Parent Consent Form